Home Loans 101: What is Debt-To-Income (DTI) Ratio?


A debt-to-income ratio shows how much a buyer's monthly income pays debts. Lenders use this ratio to determine what's left over after all monthly obligations are paid. The calculation is done by dividing monthly debt payments by gross monthly income.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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